Our Process

At Monarch Capital Home Loans, we strive to help families reach their real estate goals, by walking with them step by step through their purchase transaction.


Get Pre-Approved

Fast and easy. Just submit an app and send some over some documents!

Complete an App

The first step in getting pre-approved is to complete a quick mortgage app. Just answers the questions above and you’ll be well on your way to getting pre-approved!

Starting Looking!

Call us today to get exclusive listings that match what you're looking for.

Let us help!

Home searching simplified. Tell us what you’re looking for and we’ll find it, and set up appointments for you to see as many properties as you’d like!

Get into Escrow!

Our consultants help you buy a home from start to finish wherever you're at.


Our consultants are able to have a complete overview of your purchase transaction and can guide you from start to finish!

Purchasing a home is one of the largest financial decisions you will ever make, so you want to get good advice. One of the first things you want to do is review your budget with a mortgage consultant to see what you can afford. Don’t settle for a simple pre-qualification because sellers and Realtors will not take your offer seriously. To get your offer accepted you want to make sure you have gone through a full under-writing process pending the selection and appraisal of a property.

Once you are pre-approved, you want to work with a local real estate specialist to help select and negotiate a property. Make sure to pick a Realtor who knows the area, knows your goals, and carefully listens to your needs. Then you can start making offers! Once you get an offer accepted, the property will be appraised and the loan process will be finalized. You could be weeks away from owning your own home!

Here is a sample video of the kind of analysis we do to help people select the right loan. In this example we are looking at a jumbo loan on a residence someone plans to stay in for less than 10 years:

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Related Videos


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Monarch Capital Home Loans is here for you

Our easy application form will get you started on a path to your dream home today.
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