Richard Cabin

“The truth is easy to remember because it never changes.
Senior Mortgage Consultant 
BRE#: 01147020 • NMLS# 290058

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Office: (949) 644-6240 • Cell: (714) 318-6962 • Email:


F inancing a property can be stressful and confusing. That’s why my number one pledge to my clients is to provide a stress-free and worry-free experience, as together we determine what is in the best interests of the client. That means not only identifying the optimum program for the transaction, but also overseeing the entire process from initial discussions to final closing.

I have been licensed by the State of California since 1992 to provide real estate financing for residential and commercial properties. I view the financing of real property not as a single, isolated transaction, but as an integral part of a total financial plan. By necessity, this means going beyond just finding the lowest possible rates and most competitive loan programs available.

As a Mortgage Banker, I am able to provide the financing directly and personally oversee the process from loan origination, to underwriting to funding. However, I also have the ability to broker loans to other major financial institutions and wholesale lenders for those loans that are a bit ‘outside the box’. This ability to provide both direct banking and broker options allows me to better meet the needs of my clients.

My extensive personal business background, MBA, and years of financial experience provide me with the expertise, competence and professionalism required to fulfill this commitment. This peace of mind will allow clients and all referrals, whether for residential or commercial projects, to become “clients for life”.